Blog
Guides on mortgages from Andrew Westwood: affordability, deposits, remortgaging, self-employed applications and what lenders look for.
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How long does it take to buy a house in the UK?
Most UK purchases take 12–16 weeks from offer to completion, but the full journey can run 5–8 months. See what affects your timeline and how to speed it…
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Is it worth stretching your mortgage as a first-time buyer?
Stretching your mortgage can boost your buying power, but is it right for you? Learn how lenders assess higher income multiples and what the risks are.
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Is it a good time to buy a house in the UK in 2026?
UK house prices, mortgage rates and forecasts compared. See what the data says about buying now versus waiting, and what it means for your budget.
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Who is the best mortgage broker for first-time buyers in Gloucester?
Compare Gloucester mortgage brokers for first-time buyers, including fees, deposit help, and local advisers. Find the right fit for your situation.
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Who can help self-employed people get a mortgage?
Find out who can help self-employed people get a mortgage in the UK, from specialist brokers to lenders and accountants. See what evidence you need.
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Why does a mortgage broker ask for bank statements?
Find out why mortgage brokers ask for bank statements, what lenders check, how many months you need, and the red flags that can delay your application.
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Is remortgaging for home improvements worth it in 2026?
Remortgaging for home improvements can spread costs and lower monthly payments, but it may increase total interest and risk. See if it’s worth it for you.
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Can You Remortgage to Pay Off Debt?
Yes, you can remortgage to clear debt by releasing equity. See how it works, what it really costs, and when it’s a bad idea before you apply.
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Do You Need a Solicitor to Remortgage in the UK?
Find out when a remortgage requires a solicitor, what conveyancing costs, how long it takes, and the key exception for staying with your current lender.
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How soon can you remortgage before your fixed rate ends?
You can usually start remortgaging up to six months before your fixed rate ends. Learn the timing, costs, and how to avoid the standard variable rate.